How owners across the UK used Lendly loans for ovens, vans, stock and refits, and what the numbers looked like.
31%
Retail
22%
Hospitality
19%
Trades
14%
Wholesale
8%
Health
6%
Other
KC
£38,000 · 12 months · Band B
Kettle & Crumb · Bakery, Leeds
A second oven before the wedding season, paid off from the extra orders
Priya applied on a Monday with three years of trading behind her. The underwriter trimmed the amount to keep the repayment under 15% of turnover, and the oven was installed a fortnight later.
HJ
£90,000 · 24 months · Band A
Hargreaves Joinery · Trades, Sheffield
Two vans and a CNC router, settled eight months early
A big school contract paid sooner than expected, so Tom settled early for the remaining principal plus one month of interest and kept the rest of the interest.
NO
£25,000 · 18 months · Band C
Northlight Opticians · Health, Bristol
New testing equipment with a fixed monthly cost
Aisha asked for £30,000. The offer came back at £25,000 with the reasons spelled out, and the repayment fits comfortably inside a quiet month.
RW
£150,000 · 9 months · Band A
Reid Wholesale · Food & drink, Glasgow
Christmas stock bought at an early-order discount
Callum’s supplier discount was worth more than the interest. The schedule in his account shows every instalment and the balance left after each one.
LC
£12,500 · 6 months · Band D
Loop Cycles · Retail, Cambridge
A first loan for a young shop with strong turnover
After 18 months of trading Loop qualified for band D. Six on-time instalments later, their next application priced in band C.
WP
£45,000 · 12 months · Band B
Whitaker Plumbing · Trades, Cardiff
From application to offer in a day
Ben applied from his van, an underwriter took the application within the hour, and he accepted the offer that evening. The money arrived the next working day.
Funding that keeps pace with your business
Check your rate in two minutes. Applying does not affect your credit score until you accept an offer.
