Lendly was founded by a banker and a credit analyst who were tired of small businesses being told “computer says no”. We price with simple published rules and let people make the decisions.
2019
founded in Manchester
48
people in two offices
A–D
four simple bands
14 days
to accept any offer
Mission + values
Lendly exists to make borrowing for a business as clear as buying from it. Four bands, one fee and a named underwriter on every application. That is the whole system.
Our mission
To give every UK small business a straight answer, a fair price and the working capital to grow, with no small print that only a lawyer could love.
Our values
Publish the rules. Let underwriters, not algorithms, make the call. Never charge for paying early. Explain every decline. Treat a late payment as a conversation first.
LN-2026-00087
Active
#1 · 2026-04-14
£3,421.28
#2 · 2026-05-14
£3,421.28
#3 · 2026-06-14
£3,421.28
#4 · 2026-07-14
£3,421.28
#5 · 2026-08-14
£3,421.28
#6 · 2026-09-14
£3,421.27
Pay #3 now
Settle early
Team
The people behind your offer
Underwriters, credit analysts and customer care, based in Manchester and Edinburgh.
Eleanor Marsh
Chief Executive & Co-founder
Spent twelve years in SME credit at a high-street bank and started Lendly to make business borrowing as clear as a phone contract.
